Applied Epic is the enterprise market leader (7 of the 10 largest US agencies). It is deep, mature, and excellent for high-volume admitted P&C and Benefits books. If you place yacht and marine risk with London-market carriers, here's how the two stack up.
Disclosure: this comparison is published by MarineCRM. Applied Epic details are from public sources (linked below), accurate as of May 2026. We've kept Applied Epic's genuine strengths in.
| Feature | MarineCRM | Applied Epic |
|---|---|---|
| Reads non-IVANS London-market carriers (CSR, YachtInsure, Kemah, LMIS, Knotline) | ✓ | — |
| Automated commission reconciliation from carrier statements | ✓ | IVANS only |
| Marine-native data model (vessel, hull ID, nav limits, hurricane plan) | ✓ | — |
| Decline intelligence — tracks why carriers declined, by reason | ✓ | — |
| Hull-ID identity anchoring across renewals & owner changes | ✓ | — |
| Evidence ingestion from carrier email + Dropbox (cover notes, binders, invoices) | ✓ | — |
| ACORD-25 / Certificate of Insurance generation | ✓ | ✓ |
| Renewal management + risk view | ✓ | ✓ |
| Purpose-built for marine specialty (not generalist P&C) | ✓ | — |
| Entry pricing | Purpose-built — request access | ~$30K/yr for 10 users (enterprise quote) |
Pricing & features as of May 2026, from public sources.
Best-in-class for large generalist agencies: deepest integrations, robust accounting, and the new Applied Recon AI does carrier-statement reconciliation — but only for IVANS-certified carriers.
MarineCRM is the only agency system that reads CSR, YachtInsure, Kemah, LMIS, and Knotline the same way the big platforms read State Farm — auto-ingesting cover notes, binders, invoices and carrier statements that every IVANS-based system makes you type in by hand.
Yes — for marine and specialty agencies. Applied Epic is built for high-volume admitted P&C. MarineCRM is built for yacht/marine brokers who place with London-market and non-IVANS carriers Epic can't download.
No. Applied Recon (announced May 2026) reconciles statements for certified P&C and Benefits carriers only. MarineCRM reconciles commission from CSR, YachtInsure, Kemah, LMIS and Knotline statements.
If you run a yacht or marine book and you're tired of typing in what your carriers email you, let's talk.
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